Debt/Loan saving

Mental health and Debt: are you willing to go public?

2 months ago admin 0
Perhaps one of the most difficult requests I’ve ever made of users. I’m looking for people who are willing to go public on not one but two, sadly taboo, subjects: mental health and debt. As I informed you recently, in the New Year we hope to launch our new Mental Health and Debt guide (see Read More

The MSE Christmas pub quiz… can you beat the team?

2 months ago admin 0
How good’s your general knowledge? Can you beat the MSE Team? Last week was the MSE Towers Christmas party & quiz, so now I want to invite you to take part too and see how you do… I must admit MSE Darren and I had great fun writing these. There were six rounds in total Read More

The argument over student loans could kill the next generation’s education

2 months ago admin 0
I write as I watch BBC Question Time. It’s petrifying me. While I’ve problems with the proposed changes to student loans, many people’s dreadful misunderstanding of the new system frightens me far more. The current row could fundamentally damage our nation’s future education base… I think it’s important before I go on that you understand Read More

Universities must educate students about the new loans

2 months ago admin 0
For years we’ve educated our youth into debt when they go to Uni, but never about debt.  Now, like or loath it, it looks like we’re about to have a radical change in how student loans and funding works. That must be coupled with education and the universities themselves need to step up to the plate… Read More

Mental Capacity and Debt, new OFT consultation

2 months ago admin 0
For years my standard line has been “it’s not just about responsible lending, we need to learn to be responsible borrowers too” Yet how do you regulate for those who can’t be responsible for themselves? I’ve written many times before about mental health and debts, and indeed our new mental health and debt guide is Read More

MP says don’t cap interest rates, cap loan costs

2 months ago admin 0
Most would say “I’ll lend you £20 if you repay and buy me a (£3) pint next week”  is pretty fair. Yet if I (correctly) described it as a 140,000% annual rate loan would you still agree? Interest rates are a blunt tool, which is why when people say “2,300% APR payday loans should be Read More

The MSE guide to Mental Health and debt… nearly there at last

2 months ago admin 0
Mental health problems can cause debts, debts can cause mental health issues and the two can feed each other. It’s been a passion of mine to produce a really strong guide to help individuals and their families/carers who suffer from these problems. We’re at the final stage now. The guide is written, we’re just waiting Read More